HMRC Cash ISA Rules 2025/2026: Limits, Transfers, and The New Flexibility
For the 2025/2026 tax year, the total Cash ISA allowance remains £20,000, and savers can now open and fund multiple Cash ISAs with different providers, provided the total deposit does not exceed the limit. To maintain tax-free status, transfers must be done via the official provider process.
November 29, 2025
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